Credit Cards
Many useful loans that will help you get finances for your company.






Credit Cards
O3 Credit Cards give you access to a revolving credit facility. Our cards are NAIRA-denominated cards which can be used locally for cash withdrawals or for payment of goods/services.

With our credit cards you will be able to withdraw money from all ATMs and make payments at POS terminals in Nigeria.
Benefits of Credit Cards
  • Easy access to CREDIT Easy access to credit cards with limits ranging from N100,000 to N1,500,000.
  • No security deposit or collateral required. O3 Cards gives you access to credit without having to make any equity contribution or pledge any property as collateral.
  • Revolving line of credit With O3 Credit Card, your credit line is constantly available 24/7. Just pay down your outstanding balance and your full balance is available for use again without requiring any new approval.
  • No Bank Restrictions You can operate any Bank Account in Nigeria and still have access to an O3 Credit Card.
  • Access to Discounts and great deals We are in partnership with various merchants all over Nigeria where you can get great discounts and fantastic deals.
  • Flexible payment for goods and services All goods and services enjoyed by you and your family can be paid for in one bill at your convenience.
  • Reward Scheme Points and cash back rewards are available for purchases made with O3 cards at selected outlets.
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